Blog
How Is A Home Marketed?
http://bucket.wistia.com/medias/2kh8v5i29w?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, every home and market is a unique situation. Good marketing plans are specific to both. But every plan will include: Preparation Pricing and...
Can My Settlement Charges Change?
http://bucket.wistia.com/medias/v3jifjhuhb?embedType=async&videoFoam=true&videoWidth=640 When there is a change in circumstances lenders can redisclose , examples such as: a natural disaster damages the property or affects closing costs the title insurer...
What Is Mortgage Insurance?
http://bucket.wistia.com/medias/ixxcpfsj95?embedType=async&videoFoam=true&videoWidth=640 Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto insurance, mortgage...
Calculating Your Cash To Close
http://bucket.wistia.com/medias/h3lb6hdglt?embedType=async&videoFoam=true&videoWidth=640 The second page of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the same between estimate and closing. Some will change. A -...
What Are The Major Types Of VA Loans?
http://bucket.wistia.com/medias/29yzoud6oa?embedType=async&videoFoam=true&videoWidth=640 Most Common Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase Loans. These help eligible parties buy a home at...
What Are VA Home Loans?
http://bucket.wistia.com/medias/hs2mhosvip?embedType=async&videoFoam=true&videoWidth=640 What is a VA Loan and who qualifies? As the video says, the name is misleading - they’re not loans FROM the VA. The VA - short for “US Department of Veterans...
What Is A Certificate of Eligibility, or COE?
http://bucket.wistia.com/medias/nduvg6gurs?embedType=async&videoFoam=true&videoWidth=640 The Certificate of Eligibility OR COE is the verification piece for a VA Loan. The COE is the key document that verifies to lenders that someone is eligible for a...
What Is A Rate Lock?
http://bucket.wistia.com/medias/52q9xw6nf6?embedType=async&videoFoam=true&videoWidth=640 Interest Rates change daily, some factors include; unpredictable combination of government policies and economic conditions. This video explains the common term...
What Is A Qualified Mortgage?
http://bucket.wistia.com/medias/xgr851jhiy?embedType=async&videoFoam=true&videoWidth=640 The Most Important items of a Qualified Mortgage, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending...
What Does Ability To Repay Mean?
http://bucket.wistia.com/medias/t69acouloz?embedType=async&videoFoam=true&videoWidth=640 “Ability to repay” rules? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back their...
