Blog
What 6 Pieces of Information Make A TRID Loan Application?
http://bucket.wistia.com/medias/if8flzus5o?embedType=async&videoFoam=true&videoWidth=640 Submitting these 6 pieces of information: Name Income Social Security Number Property Address Estimated Value of Property Mortgage Loan Amount sought constitutes a valid...
What Disclosures Are Used For Loans Not Covered By TRID?
http://bucket.wistia.com/medias/c6ujjh22ez?embedType=async&videoFoam=true&videoWidth=640 Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached...
What Do Lenders Have To Tell You About Your Real Estate Loan?
http://bucket.wistia.com/medias/k57qedzcf2?embedType=async&videoFoam=true&videoWidth=640 Federal “disclosure” forms define the information that creditor businesses MUST provide to consumers applying for real estate loans. As of Oct 1, 2015 lenders must provide...
What Is “Prime”?
http://bucket.wistia.com/medias/dsg0oaul7u?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates - like ARMs -...
Closing Costs Explained Visually
http://bucket.wistia.com/medias/90ps26wrbe?embedType=async&videoFoam=true&videoWidth=640 Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly...
How Should I Prepare For Internet Showing?
http://bucket.wistia.com/medias/a14bupsose?embedType=async&videoFoam=true&videoWidth=640 Today, your first “showing” will be on the Internet - you're watching this on the Internet, right? Your price, listing description and PHOTOS determine whether someone...
Which Square Footage Figure Should I Use?
http://bucket.wistia.com/medias/d147ddpigm?embedType=async&videoFoam=true&videoWidth=640 Home size is one of the key figures used in comparisons. But you may have different measurements to choose from, as you'll learn in this video, including builder,...
6 Selling Mistakes
http://bucket.wistia.com/medias/onxhkk3bp9?embedType=async&videoFoam=true&videoWidth=640 If you’re selling, don’t do these things - take some notes from the video! 1. Don’t Sell Before The House Is Ready. If it doesn’t present well, it won’t sell well. 2....
What Is An Appraisal?
http://bucket.wistia.com/medias/u9iq3hwblb?embedType=async&videoFoam=true&videoWidth=640 Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller; their...
What Does The Closing Process Involve When I Sell?
http://bucket.wistia.com/medias/t66ug4tlyq?embedType=async&videoFoam=true&videoWidth=640 As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides. The buyer has to...
